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Why it is Sometimes Necessary to Sue a Medical Caregiver

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Deciding to sue anyone is a tough decision - there are legal factors to consider, financial matters to think on, you may also have a number of ethical and social issue to consider. One of the hardest decisions to make when it comes to legal action involves medical malpractice. Doctors are highly skilled practitioners, but as we all know they're also human, which means that they can sometimes make mistakes; unfortunately on the rare occasions that this does happen it can often have far reaching and serious medical consequences...

If your doctor has been negligent or careless, and this has caused you complications or further injury, you are eligible to claim for compensation.

Most of the time when you are sick or injured, you can go to a doctor and they will be able to help repair your injury and treat you so that you return to full health. However, sometimes mistakes or negligence can happen and a physician can make an error or an oversight in your treatment. Unfortunately, little mistakes can cause huge health repercussions and can result in complications, infection, worsening of the original illness or injury and even death.

Approximately 30,000 people die in the UK every year as a result of medical errors, according to a study by the British Medical Journal. Here are some of the common medical errors that doctors have made:

•    Misdiagnosis: As many as one out of six patients in the UK have been misdiagnosed because their doctor was in a hurry and did not want to get a second opinion. This leads to an inappropriate treatment which could cause further damage, and also leaves the actual illness untreated.

•    Medication Errors: Many health care providers have mixed up the names of similar sounding drugs and prescribed the wrong one to their patients.

•    Infections: Thousands of people every year leave the hospital with more than they bargained for; an infection they caught during their stay.

•    Surgical Errors: Although these are the rarest cases, they are the most horrifying. There have been situations where surgical tools and gauze have been accidently left inside patient’s bodies, and where surgeons have completed the wrong operation (such as mixing up the left leg and the right leg.)

Why is It Sometimes Necessary to Sue a Medical Caregiver?

As we mentioned, deciding on whether or not to make a medical negligence claim can be a difficult decision, as there are a lot of factors to consider. The health of the patient is always going to a primary concern of anyone thinking of launching a medical malpractice suit. In worst case scenarios that patient may require life-long assistance and professional help, which can cost thousands of pounds a year. There is also the family of the patient to consider, the medical professionals involved, such as the doctors and nurses - the result of lawsuit may mean that they are barred from practising medicine for the foreseeable future.

If you have been affected by medical malpractice in any way, it is very important that you claim for compensation against your doctor. A Medical Malpractice lawsuit will help you get back the costs of the medical mistakes that your doctor should not have made if they were exercising reasonable care. You can also recoup lost money such as wages you lost for taking time off work when you were ill or injured.

Another important reason to sue for medical malpractice is so that the hospital is made aware of the problem. Keeping quiet will allow the doctors, surgeons and nurses to continue with their negligent habits and possibly hurt someone else in the future. By speaking up, you can help to improve the care provided by the health care facility.

If you feel like you have been the victim of medical malpractice, you should get legal advice right away. A malpractice lawsuit should be filed within two years of when the malpractice occurred. The quicker you act the better, because your witnesses will still be available and your memory of all of the details of the incident will be fresh.

It is unfortunate that negligence on the part of medical professionals can cause so much pain and inconvenience in the lives of their patients, but it is good to know that this does happen to you that you will be able to claim the compensation that you deserve.

 

Top Five Terrible Mortgage Mistakes to Avoid

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Do you know what major mistakes to look out for when choosing a mortgage?

It’s very important to take the process of finding a mortgage seriously, as this will be one of the major financial decisions of your life and your home will cost you 25-40 percent of your income for the next decade or more. With such a large commitment it’s worth it to ask questions, do your research, and learn as much about mortgages as you can.

Here are some of the biggest blunders that inexperienced first time home buyers make, and how you can avoid them:

1.    Looking for Your House Before Being Preapproved

If you start looking at homes before you are preapproved for a mortgage, you could potentially miss out on your dream property. Look at it from the perspective of the seller. They will likely have multiple offers on the house, and if some of them have been preapproved and others have not the seller will usually find it easier to deal with the people making offers who are ready to purchase. A complete stranger who is selling a property will not want to take it off the market for you for two to three weeks while you apply for your mortgage. You won’t be able to prove that you are serious about or even capable of purchasing the property, so get preapproved before you house shop.

2.    Choosing a Lender Based Only on Their Interest Rate

Of course you will want to consider the interest rate when choosing a mortgage lender, but if it is the only factor you are aware of then you will be missing the big picture. There are many things to consider before choosing a mortgage lender, such as the total cost of the loan, the fees involved, any special discount points, and any other specific details that the lender can offer you. You will also want to make sure that the company you choose is reputable and trustworthy, so ask people you know about their experiences and recommendations.

3.    Borrowing Too Much Money

You might be tempted to take the biggest mortgage that your lender will offer you, telling yourself that your income will increase to make the payments more comfortable in the future. However, this can be setting yourself up for failure. Home ownership is expensive, and you will have to cover property taxes, insurance, utilities, maintenance, and repairs as well as your mortgage. If you make your mortgage payments too high, this can put you in a situation where you are in danger of foreclosure, especially if something unexpected happens such as losing your job. Keep your mortgage at a comfortable size that you know you can handle. If you're not entirely sure on the scope of your repayments then the best thing to do is use one of the many online mortgage repayment calculators. Although they're not 100% accurate, they can still give you a pretty clear idea on the size of the repayments you would be expected to make.

4.    Failing to Get a Great Deal in Writing

If your mortgage lender has offered to lock you in at a great rate, consider it too good to be true until you have it written down in an official statement and signed. Make sure that the interest rate is clearly stated, as well as the length of the rate lock, and watch out for the fine print! There are a number of free mortgage advice services and it's always best to get a second opinion, even if it's from a friend who's been through the process before, this is especially the case for first time buyers.

5.    Not Protecting Your Mortgage

Have you thought about what would happen if you died before you could pay off your mortgage? That debt will be passed along to your family, and they will be forced to pay it when you are gone. However, you can protect your family from this by taking out a life insurance policy which will pay off your mortgage if you should pass away.

These are the top five mistakes to avoid when getting your first mortgage. Good luck and happy house hunting!



 

London Ramps Up For 2012

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This year the great city of London is set to go absolute loopy during the summer, as thousands of tourists and visitors fly into London Heathrow or Gatwick, in order to grab a slice of history, a side-serving of the Olympic spirit and healthy dose of the Queen's Diamond Jubilee.

London 2012 Olympics

The last time London held the Olympics was back in 1948, shortly after the conclusion of the Second World War. The bid process began back in 2003 with the initial preparation - it then took a further 2 years to build up a successfull presentation, before the final showdown in Singapore back in 2005. In the end it came down to either London or Paris, but a brilliant speech by the British bid organiser Lord Seb Coe swung it for London and that as they say 'was that'.

The games officially start on the 27th of July and finish on the 12th August. The Olympic Games are then followed by the Paralympic Games which officially start on 29th August and finish on 9th of September.

According to a survey conducted by the Telegraph, an estimated 450,000 additional visitors will stay in London during the Olympics and over 5.5m day visitors will descend on the city during the event. Airports and other transportation hubs, such as Paddington and the Underground system will undoubtedly be taxed to the limit during the summer season, but with a number of significant improvements to King's Cross and the Docklands area London should just about survive. Well, more or less... 

Overseas and UK visitors to the capital are currently being urged to consider accommodation details, before embarking for the games. According to TripAdvisor the majority of London hotels and B&B's have delayed publishing their prices for the Olympic period in order to judge the levels of demand nearer the time. To help reduce over-inflation the City of London has introduced a London Visitor Charter, an initiative designed to encourage fair pricing during the games. 

 

But if the excitement of the Olympic Games isn't enough to get your adrenaline glands rushing, then fear not, becuse London is going to be kicking off well before then...

Queen's Diamond Jubilee

This year the Q-Unit is celebrating her 60th year as monarch and head of state. Only one other English monarch has reached the Diamond Jubilee mark, and that was Queen Victoria who managed an amazing 63 years in power, before her death in 1901. 

With over 6 decades of experience as constitutional monarch of this green and pleasant land, the Queen will be celebrating this momentous occassion by essentially doing what us Brits do best by going out, giving everyone in the country an extra day off and having a massive party.

To celebrate the nation has organised a number of events throughout the year, culminating in the central weekend of the 2nd to the 5th of June. The celebrations commence with Commonwealth Day on Monday the 12th March, followed by a Diamond Jubilee Pageant and an officially Parade and Muster on Saturday the 19th May. 

The real pièce de résistance will occur on Sunday the 3rd of June when the Queen and the Duke of Edinburgh will take part in a giant flotilla down the Thames River. This will then be followed by a large concert in Buckingham Palace on the 4th, followed by a thanksgiving service on the 5th.

 

So before you decide to jet off on an airplane this year to somehwere hot and sandy, consider these two historic moments, because you'll most likely never get to witness them again...

Ireland: Which Side of the Border is Better for Small Businesses

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If you are considering starting a new business in Ireland, is one side of the border better than the other in terms of opportunities and support?

If you dream about starting up your own business, would it be more advantageous to launch your start up in Northern Ireland or the Republic of Ireland? Does one location offer more help and support to small business owners than the other?

Which side of the border you choose to start up your business on depends on what your specific business is and its unique needs and characteristics. There might be certain aspects to starting a business in the Republic of Ireland which are more suitable to your needs than those in Northern Ireland, or vice versa. The solution is to identify your needs and then determine which side of the border works best for you.

Start Up Grants and Loans

Business loans and start-up grants are available in both Northern Ireland and the Republic of Ireland, so it is difficult to tell which is better in all situations. Each program is different and will be more suited to a particular type of business. To find out which loans or grants would be best suited to you and your business, make a budget first and a business plan to find out exactly what you need and what you need it for. Then, compare the specific goals of your business and your eligibility requirements with the different funding schemes in Northern Ireland and the Republic of Ireland to see which one is the most suitable.

Currency

Another thing to consider is that Northern Ireland uses the British pound sterling for its currency, and the Republic of Ireland uses the Euro. This might make a difference to you when you are starting up your business, especially if your money is in another currency and you have to transfer it back and forth when starting up your business.

Another aspect to consider is which country has the stronger economy. You might find that your particular business idea will fare better in one economy rather than the other, depending on what your business is. You can read more about the business and commercial environment of Northern Ireland and the Republic of Ireland to determine which region fits with your business best.

Regulations

Another thing to consider when deciding which side of the border to start your small business is the regulations that you will be subjected to. Each country will have its own regulations when it comes to your particular industry, and some will be stricter than others.

There are many factors to consider when deciding which side of the border to start your business on, and it the decision will ultimately depend on your particular business needs.

 

Classic Cars for Christmas | Grime And Gears

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What makes a classic? In education the classics tend to be maths, writing, Latin and Greek; in music it’s a piece of work following long-established principles and usually refers to music written in the European tradition. What about cars though? There are plenty of fans of classic cars but what makes someone look at a ton of shaped metal powered by a controlled explosion and long-dead life forms and think ‘that’s a classic’?

The number 1 classic car in the UK

At number one by a considerable margin is the Austin Mini (22,956 quotes), typically referred to just as ‘the Mini’. The original Mini is arguably one of the most iconic cars in automotive history and surely one of the most recognisable vehicles on the globe. Small, relatively cheap to buy when new (who knows now it’s a classic) and undeniably fun to drive, Mini’s have been popular cars since they were first built in the late 1950’s.

Beijing - The Heart of the People's Republic

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Also known as Peking, Beijing is the cultural and political heart of the People's Republic of China. Like all of the world's most famous capital cities, Beijing has a long and illustrious history. Archaeological finds suggest that the area around Beijing, specifically the caves in and around Dragon Bone Hill, where inhabited from as early on as the 1st millennium BC. Of course since then China has grown and expanded into the most populous country in the World. In 1949 a communist revolution saw Mao Zedong take control of the capital, overseeing the creation of the People's Republic of China. Despite constant friction between the East and the West, China has become one of the world's largest super-powers and now enjoys a prominent place throughout global politics. 

The Forbidden City

During China’s early history a series of warlords attempted to gain control of the Beijing area, this period war became known as the ‘time of warring states”. Eventually internal strife and years of war led to rise of the Ming Dynasty and the creation of some of China’s most famous landmarks, such as the Great Wall and the Forbidden Palace. During this period of stability agricultural and municipal reforms led to vast construction projects and the rise of dynastic art, much of which can still be viewed in China today.

Construction of the Forbidden City began in 1406 and was completed in 1420.  The complex consists of 980 building and covers an estimated 720,000 m2. The city itself was to be the centre of the Ming Dynasty for over 200years and was the home of 24 emperors - 14 belonging to the Ming Dynasty and 10 of the Qing Dynasty. The last emperor to live in the Forbidden City was Puyi who was forced to abdicate in 1912.


Every year thousand of tourists fly to Beijing to witness the ancient and modern wonders of the Orient. Beijing has grown in leaps and bounds since the communist revolution of 1942, and yet while China has managed to keep a tight rein on it's cultural heritage, western influences have led to a great deal of modernisation within China. Modern Beijing has become a living breathing metropolis, complete with shops, nightclubs, fast food joints and western style hotels like the Radisson Blu in Beijing. Having recently hosted the Olympics in 2008, Beijing has experienced a large boom in infrastructure which saw the expansion of Beijings airport and the creation of the famous 'Bird's Nest' stadium which hosted both the opening and closing ceremonies.    

 

Fracking, Roman baths and a whole lot of methane...

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This week controversy has racked the Roman baths at Bath, after Bath and North East Somerset council raised concerns over new plans to grant an exploratory drilling license to UK Methane Ltd. Provisional licenses to begin the search for methane beneath the Mendip Hills has already been awarded by the DECC (Department for Energy and Climate Change), but in a statement the council alleged that little consideration had been given ‘to the potential for damage to the deep water sources that supply the springs in Bath’.   

At the centre of the controversy is a process known as ‘fracking’: A technique used to extract natural gas by propagating fractures in rock layers through the use of highly pressurised fluids, or explosives. During the 20th century the bulk of the world’s methane production has traditionally been obtained from large scale gas or oil fields, but in recent years companies have turned to more complex methods in order to satisfy rising global demands. These new methods now include the complex capturing and refinement of shale gas, sour gas, tight gas and coalbed methane. After extraction, the gas is piped to refinement centres and purified, before being sold on at wholesale prices to gas and electricity suppliers.

The major concern currently being voiced by the Bath and North East Somerset Council is that the process of exploration and testing could potential damage, or divert, the hot springs beneath the historic Roman Baths. The council claim that exploration of the surrounding hills and springs could potential pollute the waters of the baths or cause serious structural and integral damage to the building.

The baths themselves have existed since 60-70AD and were constructed during the early occupation of Britain, potentially on the orders of the Emperor Claudius. Due to the high content of sodium, sulphate ions and Naegleria fowleri amoeba (a cellular organism that attacks the CNS with an estimated mortality rate of 98%), the waters of the baths are now closed to all visitors for health and safety reasons. Despite not being able to dip into the pre-Roman waters, the bath complex at Bath earns an estimated£34m and receives over 1m visitors a year.              
 
 

The end is nigh

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In 2008 the EU decided that it was time to drop the curtain on energy inefficient light-bulbs, in favour of CFL's (Compact Fluorescent Lamps) which are supposedly better for environment and could help Europe to dramatically drop its CO2 emissions. According to the UK gas and electricty giant npower, a single CFL can save the average household £100 over the lifetime of a single bulb. The EU also estimated that a complete shift away from 100W and 60W bulbs would help to reduce Europe's carbon emissions by 50m tonnes a year.

The first step of the plan saw the eradication of frosted bulbs and 100Watt bulbs in 2009.   

The mystery of Light

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According to the powers of science, light-bulbs work in a relatively simplistic way - in fact the system is so simple that traditional light-bulb technology hasn't changed for almost 100 years.

How the magic happens...


Light-bulbs consist of;  


1.    A glass container
2.    Inert gas
3.    An electrical current
4.    A tungsten filament


To manufacture a light-bulb you will first need to create a sealed glass container. Once this has been achieved, manufacturers will then insert a coiled filament made of tungsten which is then hooked up to an electric circuit. The chamber containing the filament must then be sealed and a vacuum must be created before the inert gas is inserted. The bulb must be made air-tight to prevent combustion, inert gases are then introduced to the bulb to prevent oxidation of the filament. One the bulb has been fashioned it can then be hooked up to an electrical current, this current passes through the filament heating git to roughly 2000 degrees celcius     

 

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